Search A vector image of a magnifying glass. Prior Authorization/Clinical Criteria Page with quarterly updates on changes to medical policies, drug formularies, and services requiring prior authorizations. /policies/prior-authorization-clinical-criteria Understanding Pharmacy Benefits To assist with receiving the highest quality of care at the most affordable price, your pharmacy benefit program has been designed to include five levels of prescription drug coverage. /providers/resources-for-providers/pharmacy/pharmacy-benefits The importance of insulin in treating diabetes Learn more about managing diabetes and the critical need to have affordable access to insulin. /blog/the-importance-of-insulin-in-treating-diabetes Six ways to reduce group health insurance costs Here are a few ways employers can balance their bottom line without compromising their employees healthcare benefits. /blog/six-ways-to-reduce-group-health-insurance-costs