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Save on your group health insurance: The PHP Chamber Discount Plan for employers with 5–50 enrolled employees


PHP is pleased to offer a member-only discount health insurance program that can save employers up to 30% over ACA plans. Providing affordable group health benefits is one of the top challenges facing employers today—and we have a solution.  Together, we want to make our communities healthy!

This plan is similar to traditional medical plans, but with a few key differences to offer lower rates and more financial flexibility.  As a level-funded health plan, employers can save through certain tax savings over ACA plans.

Participating Organizations:


Keep checking back as we add more organizations to the program!


The PHP Chamber Discount Plan offers:

  • SAVINGS: Up to 30% over traditional, ACA-rated plans.
    • Chamber members receive an additional 5% discount.
  • NETWORK FLEXIBILITY: Broad and narrow network options.
  • DATA: More access to plan data and detailed reporting information.
  • VALUE +: Added discounts on products and services available in our region.
  • WELLNESS INITIATIVES: PHP offers custom, on-site wellness solutions to keep your employees healthy, on-the-job, and help contain premium increases.

Call your benefits advisor today and ask about the PHP Chamber Discount Plan for your business. Or contact PHP at:; 260-432-6690, ext.840.


PHP Chamber Discount Plan

Group Health

With group health products, employers pay premiums to PHP for coverage of benefits outlined in a contract, and PHP then pays the healthcare claims based upon this contract. With this product, the financial risk is transferred to PHP as the insurance carrier, and an employer can rely on a set monthly premium.

View Group Health Plans
PHP TPA Services

Groups of 25 or more employees are eligible for a customized self-funded plan instead of traditional group health plans. If you are interested in taking a look at a self-funded plan for your health benefits needs, contact PHP TPA Services today!

View PHP TPA Services Plans

An FSA provides a lower out-of-pocket cost for employees. This type of plan often lowers your payroll taxes, as well. An HRA works with a health plan to give you lower premiums and tax savings.

View FSA & HRA Plans
Pharmacy Coverage

All of our PHP medical plans come with coverage for prescriptions and pharmacy needs. We want our members to get the most out of their healthcare insurance coverage. When understood and used effectively, the pharmacy benefit can save you money on the cost of prescriptions, maximizing your overall benefit.

View Pharmacy Coverage Plans

Through our vendor partnerships, employer groups have access to a range of dental plans to fit their needs.

View Dental Plans

Cost effective vision coverage is offered through our vendor partners. We also include a vision discount program with every medical plan.

View Vision Plans
Life & Disability Insurance

PHP offers life and disability insurance through our trusted vendor partners. Life insurance offers financial income to a named beneficiary in case of death. Disability insurance helps replace lost income due to a non-occupational accident or sickness.

View Life & Disability Insurance Plans
What is a level-funded plan?

A level-funded health plan offers employers a unique health insurance option. Provide great benefits while conserving cash flow, and often with lower rates than an ACA plan. 

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When we say we're here to help, we really mean it. PHP is a no-robot zone – that means when you contact us, someone from our Indiana office will be ready and happy to assist you.

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