View Accessibility page

Why is a member requested to split tablets?

Many prescription drugs actually cost the same amount, regardless of the strength, meaning that a 20mg pill of a certain medication could cost the exact same amount as a 40mg pill.  Specific medications are appropriate for tablet splitting and can offer immediate out-of-pocket savings.

/resources/frequently-asked-questions

What if the member wants the brand-name drug in place of a generic drug?

If the drug is covered by PHP, we will allow the brand.  However, the member will be responsible for the cost difference between the brand and the generic in addition to the normal copay.  This is known as an ancillary charge.

/resources/frequently-asked-questions

Administration Services

If you're looking for self-funding options that will allow you to attract and retain employees, our Third Party Administration services can help. Customize your employees' benefits package…

/i-am-seeking-insurance/administration-services

What is a generic drug? Is it safe to take instead of the brand-name drug?

A generic drug is a copy of the original drug that is no longer protected by a US patent.  It is typically a drug that has been available for more than 20 years.  Generic drug manufacturers are allowed to produce these medications after the patent for the original brand has expired.  Generic drugs are less expensive than brand-name drugs since generic manufacturers have not had to invest in the research and development of the drug when it was brought to market.  Substituting a generic drug for a brand-name drug usually has no adverse effect.

/resources/frequently-asked-questions

Amazon RxPass and Mark Cuban Cost Plus Drugs vs. Your Health Insurance

Online pharmacies, like retail giant Amazon and Mark Cuban Cost Plus Drugs, are shaking up the health insurance industry and impacting the way consumers are shopping for medications.

/blog/amazon-rxpass-and-mark-cuban-cost-plus-drugs-vs.-your-health-insurance

Who to Contact

Find out who to contact for questions about participating with us, updating participation status or practice information, fee schedules, staff in-services, billing, contracting efforts, and more!

/providers/php-at-a-glance/who-to-contact

The Beauty of Being Local

Physicians Health Plan collaborates with its members and area physicians to offer care that’s both personal and professional.

/blog/the-beauty-of-being-local