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From the PHP Team

8 things to look for in a true healthcare partner

Healthcare coverage is invaluable. Employers seeking ways to take care of their employees, while maintaining tight budgets, need to map out a plan for how their company — and its health care and benefit strategy — will evolve for the future. Consider your options and look for a plan that fits your needs.

Better healthcare demands a new approach.

Take control of your employee healthcare investment with a comprehensive look at your options to customize your employee benefit plan. There are ways to satisfy your business needs and take care of your employees at the same time. Consider the big picture, including:

  1. Flexibility

    Evaluate your resources, cash flow, and demographics. Perhaps it’s time to consider switching plans or carriers? With a full complement of traditional fully-insured plans and self-funded custom options at PHP, you have a lot to choose from. With PHP, you can switch plans mid-year and your employees keep the money they’ve already spent on deductibles and out-of-pocket expenses. 
  2. Local decision-making

    We’ve all seen the differences in how local and regional decisions are made and how those decisions impact a larger population in the long-run. A successful benefits plan means that decision-makers must understand the people they are making decisions for and how their decisions impact employee health, and ultimately, community health. PHP is headquartered in Fort Wayne, Indiana, and our decision-makers are active members of our community. Every decision we make supports our mission to serve the communities where we live, work, and play.
  3. Having a network that covers your workforce

    With employees working remotely, including various cities, it’s important that they have access to the doctors and hospitals they know and trust. Consider where your employee base works and build into your decision a plan that has flexible network options. PHP’s network extends across the state of Indiana and the country.
  4. Accessible assistance and guidance

    When your employees have questions about how to best utilize their benefits, they want to talk to a representative that is familiar with their options and can help guide their decisions. PHP’s customer service and sales teams are all locally-based. They are familiar with regional resources because they may have utilized the same facilities, labs, and hospitals themselves. Our team is here to help guide you to the right location, for the right treatment, at the right cost.
  5. A partner that is looking out for your bottom line

    PHP understands that you’re stretching your budget to take care of employees, so we aim to take care of your benefit dollars by improving care coordination and reduce duplication of services. Our medical management team evaluates requests for services and oversees chronic conditions to help keep your employees’ healthy and on the job. This can truly impact your bottom line.
  6. Wellness options and employee health challenges

    In an ideal world, employees take care of their own health and take preventive measures toward wellness. A well-founded benefits plan includes incentives for improving health. PHP encourages good employee health with optional wellness challenges as options within benefits plans and, our own staff participates monthly in internal challenges among the PHP team. Help your employees take control of their health with a wellness feature. It’s a win-win for employees and employers. 
  7. Giving back to the community

    Businesses that seek benefits from PHP generally have a strong value system that includes a commitment to customers, neighbors, and friends. A core value at PHP is community, and we demonstrate that by grants through the PHP Foundation to those organizations who serve the needs of the uninsured and underinsured. The PHP Foundation, has granted more than $10 million dollars in charitable contributions to organizations over the past 15 years and is committed to continue this tradition.
  8. Member discounts

    It may seem like a small perk, but member discounts can add up. This is another way to support our community and the local economy. PHP has partnered with many regional and local businesses who cooperatively support one another in solidarity with growing a healthier community. Large carriers may not take an interest in these small, local relationships, but at PHP, that’s what our philosophy is built on—true partnerships.

Are you ready to talk about a new approach to employee healthcare benefits?

You’re welcome to give us a call and discuss employee benefit options and possibilities. If you’re still considering, why not start by checking out our easy-to-use plan finder tool. This tool will tell you which PHP benefits plan would be a good fit for your business.

No matter how big or small your organization, you’ve got options to map its future, its growth, and the welfare of your workforce. If you’re seeking a partner to work alongside you and help you take care of your budget and your employees, contact your benefits advisor and get ask for a quote from PHP! Or contact us directly at