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What happens if you don’t provide an SBC to employees?

An employer can be assessed a fine of $1,000 per affected individual where the employer or carrier willfully fails to provide an SBC. Other penalties can include a $100 per day, per affected person fine issued by the Department of Labor or Health and Human Services. PHP will be held harmless from all costs associated if you fail to distribute the SBCs as required by the ACA or other applicable regulations. If PHP is fined in relation to the employer’s failure to abide by any SBC legal requirements, the employer will be liable to reimburse PHP for any resulting fines and/or penalties. 

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Why it’s important to renew your health plan on time

Don’t delay renewing your health plan. Missing the deadline can impact your business and your employees.

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TPA 101: A Simple Guide for Busy Employers

Curious about Third Party Administrators (TPAs) and what they do? We break down the role of TPAs, their services, and how they assist businesses with benefits management, payroll, compliance,…

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Customer Service

Would you like to know more about the products PHP has to offer? Do you need to check on the status of a claim or have questions about benefits? Would you like to leave feedback about your customer experience? You can count on our caring customer service staff getting you the answers you need promptly, professionally, and reliably.

If you would like to talk to a Customer Service Representative for claims status, benefit information, and general assistance during the hours of 8 am to 5 pm, Monday through Thursday, and 9 am to 5 pm Friday, please contact:

Voice: 260-432-6690, ext. 11
Toll Free: 1-800-982-6257, ext. 11
Fax: 260-432-0493
Email: custsvc@phpni.com
Address: 1700 Magnavox Way, Suite 201, Fort Wayne, IN 46804

Online Chat is also available through your member account during these customer service hours.

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Spring Seasonal Allergies

Simple steps to prevent symptoms, boost immunity, and stay comfortable all season long

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Carbohydrates and Blood Glucose

Carbohydrates are an important form of energy, but it is easy to consume too many of them. Let’s take a look at carbohydrates and how they can impact glucose levels.

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PHP Invests in Future Talent

Physicians Health Plan is is Northern Indiana’s only local, not-for-profit health insurance company, founded and directed by area physicians. Committed to professional development and…

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Tips to Increase Employee Productivity

PHP can boost your productivity efforts to help you offer competitive employee benefits, wellness programs, and resources for your employees to assist in overall health, all aimed at…

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